
Retirement is all about Income NOT Assets.
If you are out of time and need a boost to your retirement income, you are in the right place.
If you want to create your own early retirement, you are in the right place.
Multiple Times Wall Street Journal & USA Today Bestselling Author Reveals...
How To Write A Bestselling Book Using The “BAM” Method & Create Multiple Streams of Passive Income In The Next 60 Days...
All while creating your own custom digital (and early) retirement that builds immediate credibility and positions you as the expert in your niche', launches your career as a respected bestselling author, and gives you MORE Options and Choices that no job, investment or social security ever will.

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NOTE: Coaching Calls start Tuesday, January 14th, 2025 and run through March 4th. As soon as you sign up you will have instant access to the course and be added to the private Facebook group!
From: The Desk of Michelle Kulp
Multiple times Wall Street Journal & USA Today Bestselling Author
Dear Future Bestselling Author,
Would you rather work for 20, 30 or 40 years and retire?
Or would you rather work for 1 year and create your own Digital Retirement?
What if I told you that you can take your current knowledge, follow a simple, proven and repeatable process…
and turn it into several bestselling books that create enough passive income that can allow you to retire in 12 months...
What started out as an experiment, turned out to be the path to replacing my social security income in just 12 months.
I'll share more about that story soon.
I know it can be hard to believe.
Write books using your existing knowledge and create passive income that can help you retire early.
It's being done by thousands of people right now who are NOT journalists, NOT professional writers, and have no experience writing or publishing.
The reality is...
It doesn’t matter if you’ve wanted to write a book all your life and haven’t done it, are halfway through one or multiple unfinished books…
...or even if you haven’t written a single word before.
And it also doesn't matter if you’re a nurse, a doctor, an accountant, a financial planner, a lawyer, a server, a sales person, a stay at home mom, a retired professional struggling to make ends meet (or anything in between).
The “BAM” method helps you create multiple streams of passive income and can help you make more money than social security or many jobs for that matter.
Let me share with you how I discovered this method:
In 2007, after a recent breakup with my then-fiance', I had a million-dollars in debt on a brand new home we purchased together while I was raising 3 children with minimal support as a single mom.
Unfortunately, I was forced to turn to my only "savings" during this difficult time: My 401K that I had spent 17 years building in my career in the legal field.
This was my only option...
After I left my 9-5 job in the legal field, I went into outside sales for 10 years making 6 figures working 20 hours a week.
But then something unexpected happened...
My income from my outside sales job was cut in half (overnight) during the real estate crisis in 2008; my 401K was depleted; I was not old enough for social security; and I had very limited options.
The amount of debt seemed insurmountable.
This left me with ZERO money in my savings account, no hope of an enjoyable (let alone, early) retirement, and made me wonder if starting to plan for retirement at that point even made sense.
Living paycheck-to-paycheck and with no other stream of income, I knew I needed to do something fast.
So I took my part-time online business (my side hustle)
and I made it my full-time online business!
After spending years treating it as a side hustle, I finally went ALL IN until it became my “full-time” business. I was relieved that I was controlling my own financial destiny and I finally could make my own money.
But I had an issue.
I figured out that having just one stream of income is not the same as having multiple streams of passive income.
So in 2011, I decided to write and publish my very first book.
I always dreamt about being a full-time writer and creating enough passive income through royalties, so I decided to give it a shot.
But when I published my first book, something unexpected happened: I made ZERO sales
I’m actually grateful I didn’t make any sales… because I learned a lot from that failed book launch.
How?
Simply by launching my second book in 2012 and getting 2,128 downloads… in a single day!
And that's when I became a Bestselling Author!
What changed? What did I do differently?…
Simple.
I realized writers (those who get paid royalties for their work and have a check deposited into their bank account month-after-month from one book or more) have a blueprint to writing Bestselling Books that create multiple streams of passive income.
A simple, repeatable (yet proven) process that shows how a writer, non-writer, or wanna-be writer can take their current knowledge and follow a process to write, publish, and launch their book right into the top of multiple Bestsellers lists.
Check out my book , Digital Retirement, that was #1 in Women & Business (a very competitive category)...ahead of some amazing authors like Rachel Hollis, Kate Northrup and Amanda Frances!

And the best part is that just 9 months into writing one SHORT BOOK a month, I created $2,308/month in passive income from my writing.
Check this out...

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More about how this happened...
In January 2020, I made the decision to do an experiment...
I wrote, published, & LAUNCHED a book a month to the bestsellers list for 12 consecutive months…
Ambitious and sounds impossible at first, but that’s where the "BAM" method came into play.
Because the goal was to create a passive stream of income that would free up more of my time, while creating high-quality short books that help others (not the type of books that are fluff and contain no substance).
And that’s how I figured out the blueprint!
Not only to write one book a month and earn passive income with it…
...but to write Bestselling books to successfully navigate and control your future.
Here is a screenshot of how much I created after 12 months of writing a book a month!

I made $3,335.97 deposited straight into my bank account by Amazon - 100% passive income - by writing multiple Bestselling books
And until this day... my passive income keeps growing and growing as I write more books and teach courses based on my bestselling books!
All it takes is just ONE book to get started...
One Bestselling book can become your answer to quitting your job, creating multiple streams of passive income, and even jumpstarting your retirement income.
Because as hard as it is to accept, no social security, no job, and no 401K or other types of investment will be here to save you.
You have to take matters into your own hands. You have the power to change the trajectory of your life.
Writing books will give you CONFIDENCE like you've never had before.
And why not write books, create passive income and leave a legacy for your family.
All of that is possible when you write a Bestselling book.
And now, I am sharing this proven blueprint with you...
Imagine making enough money to RETIRE a year from now from your writing…
ALL from Passive Income
Because that’s the power writing Bestselling books can give to you, your business, your family and your future.
To be honest, I feel just about anyone can write a (bestselling) book.
Unless you are already independently wealthy or have already multiple streams of income already, you need this.
If you want to create multiple streams of income that lets you write your way into retirement, you need to follow the blueprint I created that turns your book into passive income and early retirement!
I initially shared everything I knew on how to do this in my bestselling book “Digital Retirement”…
But I wanted to reach more people because deep down I knew they needed more than just information...
They needed my guidance and feedback.
That's why I've created an 8-week program that is going to help you write your first Bestselling Book and start making passive income in the next 60 days - and you will be on your way to your own Digital (and early) Retirement!

Introducing…
Digital Retirement Academy
Write, Publish, & LAUNCH Your Bestselling Book, Create Streams of Passive Income, and Kickstart YOUR Digital Retirement!
Join ME in this 8-Week Guided Program and Discover the Exact Blueprint to Getting Published, Becoming a #1 Bestselling Author, & Kickstarting Your Own Digital Retirement!
Before Doors Close In...
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Here's What Digital Retirement Academy Students Have to Say...

Rick Green
"This program was one of the best experiences that I've had the privilege of investing in. My background is from the project management/technological space and writing one book, let alone multiple books, wasn't even on my radar a year ago. Michelle is an absolute master at her craft and her personality made this program an absolute joy to be a part of.
Don't wait a minute longer than you have to because there will be so many success stories as a result of this experience that she may have no choice but to offer it for more."

Patti Fagan
"Michelle's Digital Retirement Academy is one of the best investments I've ever made in my author business. I'm continually amazed at the amount of content and value she gives to her students. Michelle's desire to see authors thrive in their writing careers comes through in every module, training, and all the extra bonuses she continually adds to the program.
I know the expense of investing in "all the things" to help you successfully self-publish can quickly add up. But honestly, once you invest in Michelle's program, you'll have everything you need to get going and start publishing your books so you can start making money."

Lauren Teal
“Learning how to write my short books monthly from Michelle was the bestprogram I've invested in! Absolutely easy to follow along, and the calls are just as supportive.
The zoom calls are great for feedback and advice from other authors, and it gives you motivation to keep going through the program. Best program I've ever paid for. Michelle is the best.
You won't regret choosing this program."
Digital Retirement Academy is an 8-week program to help you go from unpublished author to #1 Bestselling author in as little as 60 days.
This is how I created a $3,335/month in passive income in just one year.
And just after 18 months since I wrote my first book...
I hit $4,808 a month in passive income!

I did this by using the "BAM" method. I love writing bestselling books that bring me royalties from my writing month-after-month.
And that’s why you’re going to want to join Digital Retirement Academy today.
Why today?
Well, the answer is simple...
Because you could retire a year from now by starting to write your first bestselling book in the next 60 days.
But for that, you have to start NOW.
That is, TODAY!
Think about it this way:
Every day you wait to work on writing, publishing and launching your bestselling book...
...is another day you lose in creating your own financial freedom and Digital Retirement!
It's another day you'll probably trade hours for dollars and not have a way to create passive income from your writing.
What's worse, is a JOB doesn't let you digitally (let alone, early) retire.
And that's why in 60 days from now, you can start receiving Amazon royalties sent to your bank account from your first bestselling book.
I have to warn you...once you receive your first $100 in passive income, you'll be addicted like I am!
But that only happens when you start today.
Here’s A Sneak Peak At What You Get Inside Digital Retirement Academy
During this 8-week guided program, you’ll uncover things like…
- How you – yes, YOU – can become a published, bestselling author simply by following a handful of clearcut, proven steps to successfully write, publish, and LAUNCH your first book to Amazon’s Bestsellers List…
- EXACTLY how to publish on Amazon’s Kindle Direct Publishing (KDP) platform, without any guesswork, or having to go it alone… The entire process will be demystified, and all those nitty-gritty ‘techy’ obstacles will be eliminated from your path – for GOOD…
- What having a proven, tried, tested, and true mentor is truly like – one that can take you by the hand and show you the way…
- No more false starts or getting “caught up” in the weeds of uncertainty, because now you’ll have vital guidance and accountability, not to mention access to a community of about-to-be authors JUST LIKE YOU, cheering you on from start to finish…
- The “Secret Sauce” to getting book sales sliding into your account – every single month. By having me as your mentor, I’m going to literally hand you my safely-guarded (and wildly coveted) publishing checklist that guides you through publishing your first book, and how to use it to actually drive book sales…THEN, how to use that same ‘playbook’ to turn on your Digital Retirement machine & virtually print passive income from Amazon into your bank account – Every. Single. Month…
- How to create your very first “Digital Business Asset” and get it in front of your ideal readers, customers, prospects, and clients... where they’re already hanging out – on one of the most visited websites, with some of the highest traffic on the internet! This is the exact method some of the highest 6 &7-figure earners on the planet are using RIGHT NOW to drive tons of quality, qualified, and high-value clients into their business... transforming them from ‘cold’ leads to GOLD LEADS in 60 seconds flat…
- What having just one short book can do to SKYROCKET your credibility, status, & credibility and have you standing out, bright and shining as a trusted authority in any loud, crowded marketplace; and become the go-to expert in your niche' and completely simplify all your marketing efforts by having the ONE asset none of your competitors are tapping into…
- Your own Path to Wealth – and how to put yourself FIRST. Tired of making others rich (like your boss or company), instead of building your own “Evergreen Nest Egg”? I’m going to share with you all the secrets I’ve used to help literally hundreds of my 1-1 clients bring more money into their business and life than they ever thought possible…
- How to replace your social security income and ‘retire’ your expenses by using the exact "BAM" (book-a-month) methodology I used to create more income, and more freedom, without getting another job or putting off retiring – we’ll even uncover together how forge a clear path to EARLY retirement, and using s little-known “compounding loophole” I’ve kept secretly guarded – until NOW.
And that’s just some of the things we'll cover. Because…
This is the exact blueprint I use to actually create money-making assets that produce streams of passive income – while I SLEEP… AND how I’ve done it for over 500+ of my personal clients.
What You Get When You Join Digital Retirement Academy Today...
- Lifetime access to the 8-week, step-by-step, training videos…
- The complete ‘BAM’ framework to launching a bestseller…
- The “6 Figure Secrets” to skyrocketing your income…
- One, Co-Working Sessions With Me
- Live Weekly Coaching Calls with me as Your Personal Mentor (Only available for DRA "Live" Students)
- Recordings of ALL the Live coaching, Q&A, & implementation calls that you can watch over and over…
- Watch ‘over my shoulder’ as I write and launch my own book…
- $11,275 in added bonus value!
- And yes – so much more!
PLUS – You’ll Be One of the FEW Who Get These EXCLUSIVE Bonuses...
Bonus #1
Not available anywhere else, this is the exact guided checklist I have on my desk, by my side, through the entire process, and what I use to work with my 1-1 high ticket clients while helping them create their bestselling books!
One of my most closely guarded assets, I’ve never shared this with any client or colleague before (okay, maybe my assistant who helps me pull all the levers).
But, for the first time ever, I’m going to be handing YOU a complete Digital Retirement Planning Strategy, all laid out in plain English for you to follow, learn from, and implement.
(This will not be shared anywhere else – ever).


Bonus #2
$1,997 Value – Yours FREE
This is something I thought long and hard about whether or not to include…
See, after nearly a decade of helping authors top charts with their books, explode their business, and virtually REVIVE their income, I’ve managed to make some pretty valuable contacts along the way.
And I want to share their wisdom, knowledge, and expertise with you – by handing you their contact details.
I’m sure you’ve heard it before – and I can 100% speak from experience – but your network definitely IS your net worth…
And your network is about to take a massive leap forward with these invaluable contacts.
Bonus #3
If there was a way to accelerate your book writing process by 10X or more... so you can create, publish and profit faster than you thought possible... would you want to miss it?
This is one of my "newest" secret weapons to help my authors learn to use ChatGPT to write a bestselling, quality books in a matter of days (not weeks or months). This helps you go from idea to book outline in one day!
So if you have got multiple unfinished books, have trouble starting out with the outline, or just want to have a writing assistant 24/7 with you... then this added Bonus is for you.

AND WHEN YOU SIGN UP NOW... You Get This EXTRA BONUS:
"How to Turn Your Book into a High-Profit Course"
Full access to my training on "How to Turn Your Book into a High-Profit Course"
I leave no stone unturned to share with you how you can take your own Bestseller book and the already established credibility and brand recognition you have with it... and add another stream of income: ONLINE COURSES!
The more Bestselling books you write, the more money you will be making by giving readers the option to upgrade and consume the content they have shown they love - and turn them into long-term clients. In that way, you can grow your business with more clients, more passive income, and more freedom.

The Choice Is Simple – And it Couldn’t Be Easier…
As soon as you click the button to join, you’ll be going through my 100% safe, secure, and encrypted registration page where you’ll have the opportunity to enter your information.
Once you do, within 15 minutes or so, I’ll send you an email where you can find all your log-in directions and links.
This way you don’t feel you have to rush, you can take your time, and start moving toward your goal of creating multiple streams of passive income…
and be on your way to achieving BESTSELLER STATUS and RETIRING EARLY!
HERE ARE YOUR 3 CHOICES!
Path #1 is to do nothing. To have read this page, not seen the value and opportunity waiting right in front of you, move on, and keep wishing and hoping for a better life, and a better income.
But what will change?
Will you get any closer to your goals and dreams?
Will you realize the freedom you’ve been wishing and hoping for, for maybe years?
Maybe.
But my intuition tells me if you don’t take a chance on yourself, and invest in your future, it’s likely that you’ll keep going round and round the merry-go-round, and everything will stay the same…
Then there’s Path #2 – and that’s to take everything I’ve laid out on this page for you and try and go it Alone, on your own.
I mean, I’ve laid out my entire strategy for you.
You can spend hours, days, and weeks, like I once did, going down the YouTube rabbit hole, digging through forums and sifting through all the vast pages of misinformation, wrong turns, and dead ends…
But if there’s one true, well worn path to success, it’s by following in the footsteps of someone who’s already done what you want to do, and achieved what you want to achieve.
That’s why I suggest Path #3 – where you make the smart choice to join me and a handful of like-minded future bestselling authors and join Digital Retirement Academy TODAY.
I’ve poured my heart, sweat, tears, and expertise into this signature, premier program – designing it from the ground up to be a surefire way to help you realize your dreams.
I can’t tell you how excited I am for you to be on this page, about to change your life.
It’s an exciting, charged, and thrilling moment – but what’s on the other side of this decision is 1,000-fold better.
I PROMISE.
So, make the right choice for you, for your future self, and those in your life counting on you.
This truly is a limited time opportunity...
So be sure to get access before spots are taken and the timer runs out!
Thank you for taking the time out of your busy schedule to read this message, and I look forward to seeing you inside the program to make you become a Bestselling Author!
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P.S. Just in case you happen to be one of those people who skim and skip to the end (like me), here’s the rundown…
I’m inviting you to join my signature program Digital Retirement Academy.
P.P.S. You’ll be getting $11,275 in FREE added value bonuses, that will never be offered at this price again, simply as a way of giving you what you need to get your book out and into the Bestselling status.
(You'll love "Bonus #3" - and you'll see why).
AND you even have my 30-day “Show Your Work” 100% Satisfaction Guarantee to help make this decision as completely no-brainer for you as possible.
So click the pink button at the below right now, fill out your details... and get lifetime access to this exclusive, limited time opportunity to…
Write your way into Retirement...
with a Bestselling book that makes you passive income... every month.
Here's More Of What Students Have To Say About Digital Retirement Academy...
Nadine Buchanan
"Michelle Kulp's Digital Retirement Academy is well worth every penny. The amount of knowledge and material she shares is phenomenal.
She does not waste one minute of your time. Each student receives attention. On top of all of that, Michelle is a fantastic, generous person. I highly recommend the Digital Retirement Academy."
Dora Deras
"Michelle’s program was a must for me. Her experience and knowledge are invaluable. Her Digital Retirement Academy course offer a solid foundation and detailed system to follow. I am prepared to execute my steps to launch my first book.
I highly recommend her course and books, if you want to leverage her shared knowledge and expertise in the Amazon book publishing/launching system.
I completed the course with more confidence and belief that my personal story, my experiences both personal and professional, are of value to someone out in the market. It’s up each individual to execute her proven system ! Thank you Michelle!"
Candice Pleasant
"I’m so happy I made the decision to join Michelle’s Digital Retirement course.
I had one idea in mind and she and her team were able to guide me to writing about something more personal and it pretty much spearheaded me into a path in life I never thought I’d go.
The encouragement and the guidance is something that really stuck out to me. I’m looking forward to joining more courses!! Thank you!!"
Earnings & Income Disclaimer: Spirit Wealth, LLC (“SWL”) and Michelle Kulp cannot and does not make any guarantees about your ability to get results or earn any money with our ideas, information, tools, or strategies. What we can guarantee is your satisfaction with our training.
By making this purchase, you agree to the following refund policy.
Refund Policy: If in 30 days you have gone through the respective modules... attended at least 4 implementation/coaching calls - and feel I haven't given you the blueprint to write, publish, AND launch your book - I will work with you until you get a Bestselling book. We have put a lot of time into creating this course and we are here to support your success. *This includes Digital Retirement Academy course and Digital Retirement Accelerator (which is the 3 calls).